Personal Finance
Support for genuine personal needs, with clear terms and repayments assessed against your affordability.

What it's for
Financial Support for Life's Important Moments.
Personal finance from Olam is designed for planned, genuine personal needs. We assess every application on your actual ability to repay, so the commitment you take on is one you can manage.
- Personal financial needs
- Important purchases
- Emergency expenses
- Education-related needs
- Household needs
Details
How Personal Finance Works.
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Amounts
Financing amounts are set based on your assessed affordability and the purpose of the request.
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Tenure
Repayment periods are structured to match the type and size of financing requested.
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Pricing
Rates and fees are confirmed in your offer documentation after assessment, never before.
Estimate first
See What a Commitment Could Look Like.
Use our calculator to model an amount, tenure and rate before you apply.
Olam Financial Services