How It Works

A clear, six-step journey from enquiry to disbursement.

01

Tell Us What You Need

Choose the financial solution that fits your personal or business situation.

02

Submit Your Information

Provide the required details and documentation through our application form.

03

Assessment

Our team reviews your application against eligibility and affordability criteria.

04

Receive Your Offer

Eligible customers receive applicable terms, pricing and next steps in writing.

05

Accept & Sign

Review your offer, ask any questions, and sign your financing agreement.

06

Disbursement

Approved financing is disbursed to your nominated account or channel.

Timelines

What to Expect at Each Stage.

StageWhat happensTypical timing
ApplicationYou submit your details and documentation online.10–15 minutes
AssessmentOur team reviews eligibility, affordability and documentation.1–3 business days
OfferYou receive terms and can ask questions before accepting.Same day as decision
DisbursementFunds are released once your signed agreement is received.1–2 business days

Timelines are indicative and may vary by product, documentation completeness and applicant circumstances.

Ready to Move Forward?