Olam Financial ServicesEligibility
What we look at when reviewing an application, in plain terms.
Assessment Factors.
Every application is different, but these are the areas our team typically reviews.
Identity & Documentation
Valid identification and supporting documents relevant to your application.
Income or Business Activity
Evidence of regular income for individuals, or business activity and cash flow for SMEs.
Affordability
Your ability to comfortably meet repayments alongside existing obligations.
Credit History
Where applicable, your history of managing prior credit responsibly.
Purpose of Financing
A clear, genuine purpose that matches the product you are applying for.
Regulatory Requirements
Compliance with applicable know-your-customer and regulatory obligations.
Eligibility Is Not a Guarantee.
Meeting the general factors above does not guarantee approval. Every application is assessed individually, and final terms depend on the outcome of that assessment.
